If you were involved in a minor car accident, it’s likely that the insurance company will offer you a settlement to cover your medical bills and damages. In some cases, this may be all that you need to pay for your expenses, but if the accident was more serious and you suffered severe injuries that have lasting effects on your quality of life, it’s best to contact a Car Insurance Claim Lawyer.
An attorney will understand your case and negotiate with the insurer to get you a fair deal. They’ll also help you determine what your actual losses are and what the maximum amount of compensation you could receive would be based on the policy you have. They’ll fight for you in court if necessary to get you the compensation that you deserve.
Insurance companies know that a person who is unrepresented will be more vulnerable in negotiations. In fact, they’ll often try to lure you into settling by offering a lowball offer that seems like the best they can do. However, once you sign that check, you’ll be unable to get additional compensation for any future medical expenses or other costs associated with the accident. A lawyer will help you to avoid this trap and get a much higher settlement.
When Should You Hire a Car Insurance Claim Lawyer?
The need for legal counsel during the insurance claim process depends on several factors. First, it’s important to remember that your financial interests are in direct conflict with those of the insurance company. This means that it’s possible that you’ll say or do something inadvertently that can work against your cause. Even a simple mistake can damage your chances of getting the money you need.
Another reason to get a lawyer involved is if you think the insurance company is acting in bad faith. For example, they might be denying your claim without any valid reasoning or refusing to investigate the accident at all. If they’re acting in this way, you have the right to file a complaint with your state’s insurance board.
Another thing to keep in mind is that your lawyer will have access to all of the documents related to your claim, including your medical records from the accident. This will give you an advantage when negotiating with the insurance company and will allow your lawyer to catch any mistakes that the insurance adjuster may have made. It will also be helpful to have these documents to show the judge when pursuing a lawsuit against an insurance company for bad faith. Having the support of an experienced attorney can make all the difference in your case. Contact Florin|Roebig today to learn more about how our car insurance claim lawyers can help you win your case. We’ll be happy to provide a free consultation so that you can decide what the best course of action is for your unique situation.